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VA News

Tricare Extends Window for Choosing Coverage After Retirement

Tricare After Retirement

 

Retiring service members now have up to a year to decide whether to stay with Tricare Prime or choose Tricare Select for their family's health coverage after they leave military service.

Effective immediately, the health care selection period for retirement -- one of eight lifetime events considered by Tricare to be significant enough to warrant reconsideration of a beneficiary's health plan -- is now 365 days rather than the 90-day window for any other qualifying circumstance.

The change does not impact currently enrolled retirees, active-duty families, Tricare for Life users or other categories of beneficiaries.

The change was made, Defense Health Agency spokesman Kevin Dwyer explained, to ensure that a service member's retirement status has been recorded in the Defense Enrollment Eligibility Reporting System before they select their health coverage.

"We extended it to 365 days to account for the gap in time it sometimes takes for the services to update sponsors' statuses in DEERS," Dwyer said in an email to Military.com on Monday.

As retirement approaches, retirees can't enroll in a new health program until their actual retirement date, when their active-duty Tricare Prime coverage expires. After retirement, they can choose to remain in Tricare Prime or Tricare Select. Retirees and family members on Tricare Prime pay enrollment fees; most using Tricare Select do not.

Coverage is backdated to the retirement date, according to Tricare. They pay back their enrollment fees to the date of retirement.

While the new retiree or family member is deciding which program to choose, they are eligible to be seen at a military treatment facility. This eligibility lasts the full 365 days. After that, they will not be able to enroll in Tricare until a life qualifying event or open season.

"The Defense Health Agency recognizes that it sometimes takes time for the services to update sponsors' statuses from active duty to retired in DEERS," Dwyer said.

In addition to retirement, changes in family makeup, such as divorce, retirement, death or childbirth; a move; loss of eligibility or change in eligibility status; or a Defense Department-directed change or change in overseas command sponsorship are considered qualifying life events, or QLE. Pregnancy is not considered a QLE.

Tricare beneficiaries who want to change health programs outside a QLE must wait until open enrollment season, which will be Nov. 11 to Dec. 9 this year.

Source

Some colleges receiving the most GI benefits spend the least on educating Veterans, report says

GI Bill

 

The federal government spends billions of dollars on tuition benefits for men and women who serve in the U.S. military, but some colleges that rely on that money use very little of it to educate Veterans, according to a study released Thursday.

Using the latest data from the U.S. Education Department, advocacy group Veterans Education Success found seven of the 10 colleges receiving the most from GI Bill benefits spent less than one-third of tuition and fees on academic instruction in 2017.

Spending on instruction often correlates with the likelihood of students earning a degree and finding meaningful employment, according to the report. Research has shown that even students who enter school unprepared for the rigors of higher education have a better chance of graduating from institutions that allocate a hefty portion of tuition dollars to teaching.

From fiscal 2009 to 2017, the Department of Veterans Affairs committed nearly $35 billion in Post-9/11 GI Bill tuition payments to colleges and universities nationally.

Ten schools alone received a total of $5.4 billion in GI Bill payments, with the University of Phoenix and DeVry and Strayer universities receiving the most. The top three recipients spent just 11 percent to 15 percent of gross tuition revenue on educating students, the study found. None of the schools immediately responded to requests for comment.

School Table 1

The report does not explain where schools are spending tuition dollars that are not allocated for instruction. The Education Department tracks and reports college expenditures in several categories, including instruction, academic support and student services. While academic support could include items such as curriculum development, it can also include the cost of operating galleries on campus. That’s why the advocacy group zeroed in on the instruction category.

Although for-profit colleges dominated the ranks of schools spending the least on instruction, University of Maryland University College rounded out the list of institutions that earmarked less than 33 percent of tuition dollars for teaching.

The public college, which received more than $63 million in GI Bill funding in fiscal 2017, primarily serves students online. That lowers the cost of delivering instruction, which in turn would lower instructional spending. But the study argues that what U-Md. University College saves on instruction should be passed on to students through lower tuition.

U-Md. University College spokesman Robert Ludwig argues that the school offers the second lowest tuition and fees of any institution in the University System of Maryland, charging a little over $6,000 a year for in-state Veterans pursuing a bachelor’s degree. He notes the college partners with Veterans Affairs to split the difference between in-state and out-of-state tuition.

Of the top 10 recipients of GI Bill benefits, Pennsylvania State University spent the largest proportion of gross tuition revenue — more than 70 percent — on instructional expenses. Embry-Riddle Aeronautical University (41.4 percent) and for-profit ECPI University (38.3 percent) followed.

At the opposite end of the spectrum, Colorado Technical University allocated only 8.2 percent of its gross tuition revenue toward academic instruction in 2017. That same year, the for-profit school’s owner, Career Education Corp., dedicated more than 37 percent of revenue to recruiting and marketing, according to a securities filing.

“We believe few in Congress would be comfortable with colleges that are diverting 90 percent of GI Bill funds away from Veterans and toward TV ads and call centers that 48 states plus the District of Columbia deemed predatory and misleading,” said Carrie Wofford, president of Veterans Education Success.

Many of the same schools that derived the most in GI Bill benefits and spent the least on instruction graduated fewer than 30 percent of their students within eight years, including U-Md. University College, Strayer and DeVry. Conversely, the GI Bill recipients that allocated the most money toward teaching had the highest completion rates, according to the study.

Ludwig at U-Md. University College said the graduation rate is a bit misleading because the students the college serves often transfer in and out of the school, but Education Department data the report used does not include the completion rate for those type of students.

“For our students, their experience through higher education is not as linear as it is for transfers to traditional institutions,” Ludwig said. “Many of our students do not intend to get a degree from us. Rather, they may take a course or two while serving in the military; or get a requisite out of the way that is not available to them on their home campus.”

School Table 2

Veterans Education Success identified 378 colleges and universities that spend at least 50 percent of tuition dollars on instruction and graduate at least half of their students, earning them a spot on the advocacy group’s list of Best Bang for the GI Bill Buck. The group examined more than 4,600 schools.

According to the report, many colleges serving large numbers of Veterans actually spend more on education than they charge in tuition and deliver high graduation rates. Those schools include Lakeshore Technical College, SUNY Polytechnic Institute, Bismarck State College, Yale University and Stanford University.

Source

Forever GI Bill May Get A Boost By Restarting Break Pay

Forever GI Bill

 

A newly proposed bill would end the Department of Veterans Affairs practice of withholding GI Bill benefits during breaks between terms.

Congressman Gilbert Cisneros, Jr. (CA-39) proposed the BREAK PAY for Veterans Act. The bill would force VA to pay Veterans their housing allowance between school terms. To save money, lawmakers previously allowed VA to cut payments during term breaks, a practice that regularly forces Veterans into financial hardship.

The Post-9/11 Veterans Educational Assistance Improvements Act of 2010 removed break pay, also called interval pay. Under the law, no VA education benefit program would pay the Veteran unless the sitting president issued an Executive Order.

Rep. Cisneros, a 10-year Navy Veteran, hopes to change the practice after it became well known that the break pay policy was forcing Veterans into hardship.

A member of the House Committee on Veterans Affairs, Rep. Cisneros will likely receive a warm welcome from student Veterans struggling to make ends meet between terms.

“Let’s do right by our college and university students, we can start by ensuring all student service members have financial support between their Fall and Spring semesters,” said Rep. Cisneros. “These students often struggle financially during their scheduled breaks in school. This legislation is a commonsense fix that will ensure our student service members are able to pay for rent, groceries, and medication. We make a promise to serve the men and women who commit to serving our country, and I am committed to working with my colleagues on both sides of the aisle on ways to ensure our nation’s heroes receive the support and services they deserve.”

Aside from debt, it can be very difficult for Veterans between terms to secure employment that pays enough to make ends meet on a temporary basis.

“GI Bill benefits are great, but the breaks in pay aren’t,” said Jacob Wolak, Lead Veteran Resource Advisor at Cal Poly Pomona and Marine Corps Veteran. “I’m glad this bill will seek to end those pay breaks. I did internships during my winter breaks, but they were all unpaid and I ate into my savings because I still had to pay rent for those months. This is a commonsense bill that will allow student Veterans to have a fair, rational benefit that they can build their budgets around.”

Student Veterans of America and at least some college professionals support the BREAK PAY for Veterans Act to prevent the month-long financial hardship between fall and spring terms at every college.

“We have worked very hard at my college to attract and support Veterans. I think we have one of the best on campus Veterans’ programs in the country,” said Manuel Baca, Ph.D., Trustee at Mt. San Antonio College and Marine Corps Veteran. “But we also have a six-week break between the Fall and Spring semester and it becomes pretty hard for us to support our Veterans when their housing money gets cut for a month and a half every year. That’s not the way the GI Bill was meant to work and I’m very glad to see Congressman Cisneros is working to address this unintended hardship.”

The bill stands to receive warm support from the Veterans community. Though, it seems safe to assume the agency will oppose the legislation out of concern that Veterans would chew up their benefits earlier than graduation.

Source

Deadline to transfer GI Bill benefits coming this July

GI Bill transfer

 

Soldiers with over 16 years of service who want to transfer their Post-9/11 GI Bill to a dependent must do so before July 12, 2019, or risk losing the ability to transfer education benefits.

Last year, the Department of Defense implemented a new Post-9/11 GI Bill Transfer of Education Benefits, or TEB, eligibility requirement, which instituted a "six- to 16-year cutoff rule," said Master Sgt. Gerardo T. Godinez, senior Army retention operations NCO with Army G-1.

Further, soldiers who want to transfer their education entitlement must have at least six years of service, he said. All soldiers must commit to an additional four years of service to transfer their GI Bill.

However, soldiers who are currently going through the medical evaluation board process cannot transfer GI Bill benefits until they are found fit for duty under the new DOD policy.

"For Purple Heart recipients, [all] these rules do not apply," Godinez said.

Prior to the new policy, there were no restrictions on when a soldier could transfer their education benefits.

Since 2009, over 1 million soldiers have transferred their GI Bill benefits, Godinez said.

"To transfer their GI Bill, soldiers have to go into milConnect website, login with their common access card, then select the tab there that talks about the transfer education benefits," Godinez said.

If a soldier needs additional help, they can visit their installation's service and career, or education counselors. In July 2019, the new rules will be in effect and those soldiers with more than 16 years of service will not be eligible to transfer education benefits.

"Soldiers need to [review this benefit] to make an educated decision," he said.

Source

Few military spouses are using this $4,000 benefit

Spouses Benefit

 

The number of spouses of junior personnel who are using the Defense Department’s spouse tuition assistance program declined by about 45 percent between 2011 and 2017, according to a new report by government auditors.

About 7 percent of eligible spouses used the My Career Advancement Accounts in 2017, according to the report from auditors in the Government Accountability Office. The program, commonly referred to as MyCAA, provides up to $4,000 in tuition assistance for education or training for spouses of service members in the paygrades of E1 to E5, W1 to W2, and O1 to O2.

MyCAA funds can be used only for the pursuit of certificates, licenses, or associate degrees in a portable career field ― a high-growth and high-demand field that is most likely to have job openings near military installations. A recent Rand report found that the program may be contributing to higher retention rates, as well as helping the spouses’ job prospects and earnings.

Auditors said the number of military spouses receiving tuition assistance through MyCAA declined from 38,000 in fiscal 2011 to about 21,000 in fiscal 2017.

That 21,000 represented about 7 percent of the 302,000 eligible spouses using the program, which was similar to the rates for fiscal years 2014 through 2016, auditors stated.

In 2011 about 10 percent of eligible spouses were using the program.

“While we are not particularly surprised by a decline in utilization of the program, the rate decrease from 2011 to 2017 is alarming,” said Jennifer Davis, government relations deputy director for the National Military Family Association. "Since we know, based on DoD’s own data, that over 30 percent of employed military spouses are in fields requiring a license or certification which are covered by MyCAA, and military families [make permanent change of station moves] every two to three years on average, a 40-plus percent drop in program utilization is significant.

“This clearly shows that the program is not fulfilling the intent and need of these spouses. We urge DoD and Congress to look at ways to tweak the program in an effort to maximize its impact on military spouse education and employment.”

Sources

Some GI Bill Rates Are Increasing Aug. 1

GI Bill Rates

 

The Department of Veterans Affairs has announced the Post-9/11 GI Bill rates for the 2019-2020 school year. These rates will be effective on Aug. 1, 2019. The Montgomery GI Bill and Dependents' Education Assistance programs will see a rate change on Oct. 1, 2019.

By law, the GI Bill rate increase is tied to the average cost increase of undergraduate tuition in the U.S. For the 2019-2020 school year, that increase will average 3.4%.

More than 80 percent of those taking advantage of their GI Bill benefits are doing so through the Post-9/11 GI Bill.

Private & Foreign School GI Bill Rates

Effective Aug. 1, those using the Post-9/11 GI Bill at a private or foreign school will see their maximum yearly GI Bill rate increase from $23,671.94 to $24,476.79.

Flight Training

Those who are enrolled in flight schools will see their annual maximum GI Bill benefit increase from $13,526.81 to $13,986.72.

Licensing/Certification/National Testing

You can be reimbursed up to $2,000 per test for licensing and certification tests. For national testing programs, there is no maximum amount of GI Bill reimbursement. Your entitlement will be charged one month for every $2,042.06 spent; currently, that trigger point is $1,974.91.

Correspondence Courses

You can be reimbursed the actual net costs, not to exceed $11,888.70 annually. That's up from $11,497.78 currently.

Monthly Housing Allowance

The Monthly Housing Allowance is also scheduled to change on Aug. 1.

If you are attending classroom sessions, your housing allowance is based on the ZIP code of the campus location where you attend the majority of your classes.

If you are attending classes at a foreign school, not on a military base, your maximum housing allowance will be $1,789.00. This is prorated based on the length of your active-duty service and how many classes you are taking.

If you attend all your classes online, your maximum housing allowance will be $894.50. This is also prorated.

Keep Up With Your Education Benefits

Whether you need a guide on how to use your GI Bill, want to take advantage of tuition assistance and scholarships, or get the lowdown on education benefits available for your family, Military.com can help. Sign up for a free Military.com membership to have education tips and benefits updates delivered directly to your inbox.

Source

Will New Layer Of Bureaucracy Fix GI Bill, Voc Rehab?

GI Bill 002

 

The GI Bill, Vocational Rehabilitation and other education and employment benefits may get a major overhaul should new proposed legislation pass.

Earlier this week, bi-partisan lawmakers revived an old push to peal out the education and employment benefits cash cows from Veterans Benefits Administration. Over the years, finance wizards have moved discretionary funds necessary to administer GI Bill, for example, a practice now credited with the recent Forever GI Bill software flop.

Over a hundred thousand veterans had their GI Bill payments delayed or erroneously adjudicated when a software glitch triggered processing errors. The agency promised to have the software ready by last October, but various mistakes forced delays and errors.

Lawmakers now justify the new legislation using the GI Bill example where the agency lacked direct political oversight of the GI Bill.

The new system would be the fourth administration focused on education and employment activities. The legislative shift passed the House committee last year but went nowhere in the Senate.

Lack Of Attention

The shift is believed to improve services for veterans in transition by resolving the “lack of attention” that failed the agency’s Vocational Rehabilitation, GI Bill and Home Loan benefits programs.

“By aligning transition, education, and employment programs in a fourth administration within VA, we will ensure that these opportunity-focused programs get the high priority they deserve, and the oversight they need to better serve veterans,” House bill sponsor Rep. Brad Wenstrup, R-Ohio, said in a statement.

Sen. Marco Rubio, R-FL supports the legislation saying it would “modernize the outdated structure of the VA and provide more direct oversight and accountability over existing programs aimed at helping our veterans lead economically prosperous lives post-service.”

It is presently supported by Student Veterans of America, Disabled Veterans of America, Tragedy Assistance Program for Survivors, Paralyzed Veterans of America, and Veterans Education Success.

Insider Feedback

I have been talking with insiders about the creation of a fourth administration for years and fully support the move. Officials inside Veterans Benefits Administration have made a habit of moving funds dedicated to education programs into disability claims system upgrades like the electronic claims system.

The theory behind creating the new administration is that added focus from the President directly through the appointee would increase accountability.

However, many of the old leaders of the agency reject the idea and believe that an additional layer of bureaucracy is not needed. Though, the current system clearly subordinates all educational benefits programs to the needs of the Disability Compensation system and the needs of the contractor propping it up.

But what do you think? Will adding another layer of bureaucracy is the big fix or will it create more problems?

I Would Help Out

I would definitely throw my hat in the ring to help form the new administration if asked should the new legislation pass, though I will not hold my breath on being asked to help with much of anything.

For the past decade, since I’ve been writing about the Veterans Benefits Administration, one thing has remained constant – – and that one thing is a lack of appropriate funding for Vocational Rehabilitation & Employment.

Even though that benefits program is far superior to the GI Bill for disabled veterans, it still lacks the funding and staffing to make it perform the way the People intended through the laws of Congress.

For the past decade, the number of applicants to Voc Rehab has increased by more than double from around 70,000 to 180,000 disabled veterans.

Meanwhile, the number of veterans approved for program benefits remains static at around 30,000 with program graduates coming in around 12,000 per year.

Source

Many Vietnam Vets Don’t Know They Now Qualify for Agent Orange Benefits

VNV Qualify for Benefits

 

Expanded list of diseases linked to the herbicide means more Veterans and their survivors qualify

Many Vietnam Veterans and their survivors may be missing out on substantial payments they are entitled to receive as a result of exposure to Agent Orange, Veterans’ advocates say.

Though most Veterans are aware of the toxic nature of Agent Orange, an herbicide used to clear foliage in Vietnam, not everyone has kept track as the U.S. Department of Veterans Affairs has expanded a list of diseases that make it easier to qualify for benefits. Until the 1990s, the government recognized only one ailment – a skin condition called chloracne – as being linked to Agent Orange. But over the years, the VA list of medical conditions associated with Agent Orange has grown to more than a dozen, including some that are much more prevalent.

“There are still thousands of Vets who don’t realize their disease is on the list,” says Bart Stichman, executive director of the National Veterans Legal Services Program (NVLSP), a nonprofit that helps Veterans, survivors and active duty personnel pursue service-related benefits.

The diseases now on the VA’s Agent Orange list are ischemic heart disease, lung and trachea cancers, prostate cancer, multiple myeloma, Hodgkin’s disease, non-Hodgkin’s lymphoma, Parkinson’s Disease, type 2 diabetes, peripheral neuropathy, AL amyloidosis, chronic B-cell leukemia, chloracne, early-onset peripheral neuropathy, porphyria cutanea tarda, and soft tissue sarcomas.

Several other diseases — bladder cancer, hypothyroidism, hypertension and Parkinson’s-like symptoms — have been under consideration to be added to the list.

Once a disease is put on the list, it is easier to get disability compensation for it because the VA presumes the disease is a result of exposure to Agent Orange for Veterans who served in Vietnam or its inland waterways between 1962 and 1975. The same applies to Veterans who served in or near the Korean demilitarized zone between 1968 and 1971. These Veterans don’t need to prove that they were exposed to Agent Orange to qualify for benefits related to ailments on the list.

For Veterans who qualify for disability payments and survivors who qualify for death payments, the benefits can mean tens of thousands of dollars a year in income.  

The problem, Veterans advocates say, is that Veterans don’t necessarily make the connection between a disease they have had for years and the expanded Agent Orange list. For example, a Veteran diagnosed decades ago with type 2 diabetes may not have noticed when the government later added the condition to its list of ailments linked to Agent Orange, says Linda Schwartz, special advisor on health to the Vietnam Veterans of America. If a Veteran is seeing a civilian doctor who isn’t well-versed in Veterans’ issues, she says, the doctor wouldn’t necessarily associate the diagnosis with Agent Orange.

When Veterans don’t think to apply for disability benefits based on conditions added to the VA’s Agent Orange list in recent years, they can miss out on sizable payments. David DePodesta, a 69-year-old Veteran who lost sight in his right eye due to enemy shrapnel while serving with the Marines in Vietnam in 1969, was fortunate that he did pay attention to the list as it grew. DePodesta says that for many years his eye injury qualified him for a disability rating of 30 percent and a monthly payment of under $400. After the VA in 2010 added ischemic heart disease to its list of ailments linked to Agent Orange, DePodesta — who had open heart surgery in 1988 and again in 2010 — saw his disability rating jump to 100 percent and his monthly payment jump to more than $3,100. He also received a large lump sum payment compensating him retroactively to his first diagnosis with ischemic heart disease.

DePodesta, a retired mortgage banker who works occasionally as a substitute teacher and serves as a prison chaplain, says the monthly benefits together with the retroactive payment made a “pretty big change in my lifestyle."

“Getting extra compensation certainly helps. We’re not wealthy,’’ he says. “We get by with Social Security and the compensation and substitute teaching.’’

When Veterans don’t realize that they are eligible for disability benefits based on ailments added to the VA’s Agent Orange list, their survivors also miss out on monthly payments under a program called Dependency and Indemnity Compensation (DIC), which provides lifetime tax-free income to survivors of Veterans who had service-related disabilities or diseases.

Stichman at NVLSP estimates that tens of thousands of survivors are unaware they are eligible for benefits because their spouses had diseases that the VA linked to Agent Orange only after their death. Survivor benefits can be higher depending on their situation, including whether they need a caregiver to assist them with everyday activities like bathing and dressing.

Like Veterans, survivors also can sometimes get retroactive payments in addition to qualifying for monthly death benefits. Stichman says his organization helped an Alabama widow persuade the VA to pay her $247,508 in retroactive benefits. The woman’s husband, a Vietnam Veteran, had died of cardiac ischemia in 1983, but the VA had rejected a request for a death pension that she filed in 1985. Because the VA decades later added ischemic heart disease to its list of Agent Orange-related diseases, the widow was able to make the case that she should have been getting benefits all those years.

Even if Veterans suffer from an ailment not on the VA list, they should consider applying for disability benefits if they believe it is the result of Agent Orange exposure. The VA says it encourages Veterans in such cases to gather medical and scientific evidence that their ailment was caused by Agent Orange and submit it to see if it qualifies them for a service-connected disability benefit.

“If a direct link is made to Agent Orange exposure in a particular case, then service connection could still be granted,’’ says Beth Murphy, VA Compensation Service Director.

Veterans service groups say it can be worth trying to bring such claims even though they can be difficult.

“This type of case requires a lot of medical evidence and is harder to prove but not impossible,’’ says Felicia Mullaney, deputy director of Veterans Benefits, Vietnam Veterans of America.

Because disability claims can be complicated, Linda Schwartz at VVA says it's vital for Veterans and survivors to use an accredited Veteran service officer when filing such claims.

“They can’t do this by themselves,” says Schwartz.

The VA suggests that Veterans can get help from this list of government-accredited Veterans and Military Service Organizations. Veterans and survivors also can learn more about eligibility for benefits.

One way for Veterans to get started if they’ve never explored a link between their medical ailments and Agent Orange is to see if they qualify for a free Agent Orange exam.

(Some pieces deserve a repeat run)

Source

Extending Benefits for Veterans

Extending Benefits

 

WASHINGTON, D.C. (WBRE/WYOU-TV) -- A Veteran’s advocacy group is urging Congress to provide additional VA health benefits to Veterans who may have been exposed to toxic chemicals while serving in Guam and American Samoa.

Eyewitness News Washington Correspondent Mark Meredith with why some say the effort is long overdue.

Sheila Kilpatrick’s husband Lonnie died of cancer last year.

She says his poor health stemmed from exposure to toxic chemicals, like agent orange, while he served in Guam in the 1970s.

"We know this was due to the herbicides that were sprayed on Guam, we know that we witnessed the spraying" Said Kilpatrick.      

The Kilpatrick family says they faced pushback from the VA over efforts to get additional health benefits.

Two congressmen call that unacceptable.

"Four decades is far too long, we can't wait any longer, our Veterans are heroes," Said Florida Representative Gus Bilirakis.

 Bilirakis and Guam’s delegate introduced a new bill to expand health benefits for Veterans who served in the Pacific Islands.

"If it was toxic enough for us to discontinue their use since in 1980, then it was creating hazards for our Veterans and our communities, that we need to acknowledge," Said Rep. Michael San Nicolas,  Guam

In January a federal judge ruled the v-a must consider benefit claims from navy Veterans who say they too were exposed to toxic chemicals while serving off the Vietnam Coast.

Veteran advocates say that ruling allows them to focus on cases involving people who served in Guam.

Kilpatrick says she expects the fight will take months but remains optimistic.

"Oh I’m not giving up, no way I’m giving up, I’ll fight wherever I have to go, I don't like to fly but if i have to fly...I'll fly again"

Source

Veterans Pension Eligibility

About Pensions

 

If you’re a wartime Veteran who meets certain age or disability requirements, and your income and net worth are within certain limits, you may qualify for monthly payments through our Veterans Pension program. Find out if you can get this benefit.

Can I get Veterans pension benefits from VA?

You may be able to get pension benefits if you meet the requirements listed below.

Both of these must be true:

  • You didn’t receive a dishonorable discharge, and
  • Your yearly family income and net worth meet certain limits set by Congress. Your net worth includes all personal property you own (except your house, your car, and most home furnishings), minus any debt you owe. Your net worth includes the net worth of your spouse.

Find out about Veterans pension rates.

And at least one of these must be true about your service. You:

  • Started on active duty before September 8, 1980, and you served at least 90 days on active duty with at least 1 day during wartime, or
  • Started on active duty as an enlisted person after September 7, 1980, and served at least 24 months or the full period for which you were called or ordered to active duty (with some exceptions) with at least 1 day during wartime, or
  • Were an officer and started on active duty after October 16, 1981, and you hadn’t previously served on active duty for at least 24 months

And at least one of these must be true. You:

  • Are at least 65 years old, or
  • Have a permanent and total disability, or
  • Are a patient in a nursing home for long-term care because of a disability, or
  • Are getting Social Security Disability Insurance or Supplemental Security Income

How do I know if I served under an eligible wartime period?

Under current law, we recognize the following wartime periods to decide eligibility for pension benefits:

  • Mexican Border period (May 9, 1916, to April 5, 1917, for Veterans who served in Mexico, on its borders, or in adjacent waters)
  • World War I (April 6, 1917, to November 11, 1918)
  • World War II (December 7, 1941, to December 31, 1946)
  • Korean conflict (June 27, 1950, to January 31, 1955)
  • Vietnam War era (February 28, 1961, to May 7, 1975, for Veterans who served in the Republic of Vietnam during that period. August 5, 1964, to May 7, 1975, for Veterans who served outside the Republic of Vietnam.)
  • Gulf War (August 2, 1990, through a future date to be set by law or presidential proclamation)

What should I do if I received an other than honorable, bad conduct, or dishonorable discharge?

If you’ve received one of these discharge statuses, you may not be eligible for VA benefits.

There are 2 ways you can try to qualify:

Find out how to apply for a discharge upgrade.

Learn about the VA Character of Discharge review process.

How do I apply?

You can apply online right now.

Apply for Veterans Pension Benefits

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