Supplemental Security Income (SSI)

SSI is the Social Security program set up to give out monthly payments to those who have no employment history, or haven’t worked long enough to save up the necessary “work credits” (which you earn by paying federal income taxes each year) to qualify for SSDI. They are funded by general federal taxes, rather than payroll taxes like SSDI. If you’ve been significantly disabled for much of your life, you likely fall into this category.

Benefits begin to be paid out directly after the application process, is complete, although Social Security does not pay out retroactive benefits going back to the beginning of the disability, as in the case of SSDI.