Social Security Disability Insurance (SSDI)

SSDI is an insurance program that people qualify for based on their accumulated work credits that they’ve earned through years of paying FICA taxes during their time in the workforce. Unlike SSI, SSDI will pay back benefits beginning from five months after the onset of the disability (the designated waiting period to receive benefits.)

For example: if you applied for benefits in April, 2017, but became disabled in March, 2015, you are eligible to receive back payments beginning though August, 2015, along with future monthly payments.